Today, drivers with comprehensive and collision car insurance coverage are typically covered for tire damage if it’s the result of an accident or an unexpected event, such as theft. Any tire damage that’s the result of normal wear and tear will not be covered by auto insurance. Your manufacturer’s warranty will often cover premature wear, defects, and other types of damage.
Does Car Insurance Include A Tire Protection Plan?
Car insurance policies will not include specialized tire insurance, tire warranties, or a protection plan that covers normal wear and tear of the tires.
Depending on your state, tires and wheels may be covered from any damage caused by potholes, vandalism, or any other mishaps. Let’s take a look at the differences between comprehensive and collision coverage.
Comprehensive Coverage
This coverage comes with protection from damage caused to the vehicle as the result of anything other than an accident.
Some examples of this include damage caused by theft, vandalism, and weather events. If a large storm causes a tree or other item to puncture a tire, comprehensive coverage will pay for the damage.
Collision Coverage
With collision coverage, drivers are protected against damage caused by an accident. For example, if your tires are damaged after a collision with another car, you’ll be able to file a claim under your collision coverage to pay for repairs or replacements.
Custom Parts And Equipment Coverage
Custom parts and equipment coverage (CPE) is available for those vehicles with custom wheels or rims. This coverage will repair or replace these parts if they are damaged in a covered accident.
Replacing these custom parts will be more expensive than replacing standard tires, so it’s always wise to get this insurance coverage.
Will Car Insurance Cover Flat Tires?
No, car insurance policies do not usually pay to fix or replace flat tires. However, if the damage is the result of an accident, insurance will cover it.
However, many insurance companies will offer roadside assistance for this and other issues out on the road.
Will Car Insurance Cover Slashed Tires?
Car insurance policies will cover slashed tires as long as you have comprehensive coverage.
Drivers will be covered for any number of slashed tires, which is a common misconception with comprehensive policies.
Conclusion
If you wish to acquire more coverage specifically for your tires, it’s wise to consider a protection plan straight from a tire dealer. For any tire repairs or replacements, contact the experienced team at Heath’s Auto Service in Cottonwood, AZ today!
Heath’s Auto Service In Cottonwood, AZ
At Heath’s Auto Service, our comprehensive range of services covers everything from routine maintenance to complex repairs. Our certified technicians are skilled in handling oil changes, brake inspections, engine diagnostics, tire rotations, and much more. Whether it’s a minor tune-up or a major overhaul, trust us to get you back on the road with confidence. Contact our team at Heath’s Auto Service today!
